Can I receive discounts for my homeowners insurance?

We all want to find discounts! Discounts are so exciting, aren’t they? What if I let you know that it’s possible to receive deals on your homeowners insurance at

What affects your Florida home insurance rates?

Let’s discuss discounts and determine if you are eligible for them. When you are looking to save money on your home insurance coverage, many homeowners like to start and end with smoke detectors, a burglar system, and a discount for insuring your home and car at the same time.

Here are a few factors that can provide you with lower homeowners insurance. Factor number 1 is to live in a gated community. Did you know that by living in a gated community, you can save on your premiums? It’s true! Many home insurance companies will have a peace of mind knowing that you have security between you and burglars. It really just helps you mitigate risk. A gated community will make a thief think twice.

Improvements can lead to savings.

New wiring?  The next way to save some money is to update all the wiring in your home. Who would’ve thought? It’s simple when you have old wires in your home it increases your risk of a house fire.  Depending on the age of your home you should consider some new wiring. New wiring is so much safer for your home if it is installed correctly of course.

How about impact resistant roofing? Did you know that also helps you receive affordable homeowners insurance ? When it comes to your roof it is a huge concern when it comes to home insurance companies. It takes a hit from all sorts of risks. These risks include wind, rain, and hail. It’s really no surprise that an impact-resistant roof will give you better premiums.

Claims will cost you long term

Are you claim free? According to, being claim free will also help reduce your home insurance premiums.  Your lack of claims ends up being more money put into your insurers pocket, hence the discount on your premiums.

As long as you try to keep some risk at bay when it comes to your home, you should be able to receive some sort of a discount. Discounts are great when it comes to saving money. Who doesn’t like to save money? Follow our guidelines and you are on your way to saving money on insurance!